The FMA Journal Masthead - The Journal

Wednesday December 6, 2023

Recent Articles

  • five fundamental elements
    By Published On: December 20th, 2022Last Updated: December 20th, 2022

    Starting a business can be a daunting task, but it can also be incredibly rewarding. To increase the chances of success, it is important to focus on the five fundamental elements that are necessary for any business to thrive: value creation, marketing, sales, value delivery, and finance. In this blog post, we will delve into each of these elements and provide actionable strategies for implementing them in your business. By following the advice outlined in this post, you will be well on your way to building a successful and sustainable business. From identifying the value your business can offer to customers, to creating a comprehensive financial plan, this post covers all the key aspects of building a business. Whether you are just starting out or looking to take your existing business to the next level, the information and insights contained in this post will be invaluable. First of the five [...]

  • Twitter Bot Sophia as a Norse Goddess
    By Published On: December 17th, 2022Last Updated: December 17th, 2022

    Are you looking for an engaging and educational way to spice up your social media feed? Meet Sophia, a unique Twitter bot that offers a mix of fun historical facts, poetry about random countries and seasons, and quotes from stoic philosophers. Created using the Twitter API and OpenAI's GPT API, Sophia is more than just a simple content generator – it's a one-stop shop for all things interesting and informative. In this article, we'll be introducing Sophia and exploring the various features and benefits it has to offer. From increasing your knowledge to providing a little bit of entertainment, Sophia has something for everyone. So, if you're ready to add a touch of culture and wisdom to your Twitter feed, read on to learn more about this innovative bot. Creating a Twitter bot involves using programming languages and APIs (Application Programming Interfaces) to automate the process of [...]

  • Nexo platform review for australians
    By Published On: May 2nd, 2022Last Updated: December 17th, 2022

    We conduct a Nexo platform review and offer an objective look at what it is and how easy it is to use from the Australian point of view. The TLDR on this is that Nexo is a fantastic platform however it does have a single glaring issue for Australians in general. The Nexo Token is required to be held in order to improve your loyalty level. This is a good thing for the platform as it provides liquidity that is necessary for every business. It is good for the customer because it offers incentives in the form of cheaper borrow rates and higher earn rates as well as ongoing interest that is earned on the token itself. The problem at the time of writing is that for Australians we do not have access to the Nexo Exchange so we cannot obtain Nexo tokens on the platform itself. These must [...]


  • By Published On: January 29th, 2021Last Updated: May 8th, 2022

    The bombs that went off in Brussels Airport in Belgium on the 22nd of March 2016 occurred at the check in area of the airport. Only fuckwits and dickheads make these jokes to staff who are working in these environments. Getting through airports with all of your gear in the quickest and most painless way possible is something we'd all like to do. Here we look at the things you will need to consider to get through airports as quickly as possible when travelling in Australia. We will also include points of fact on things to consider as well as some handy tips you can use to maximise the allowance you are given by the airlines. Planning ahead will save a lot of problems, using modular packing techniques will help you to avoid costly mistakes. Knowing what you can check in and what must be carried on. It’s important [...]

  • By Published On: August 10th, 2020Last Updated: May 5th, 2022

    There are only 4 types of investment asset that investors invest into, each have a variety of sub-classes and have their own benefits and disadvantages. As such different strategies are used when investing into each category. Business Owning a business can be anything from a one person operation up to hundreds if not thousands of employees. However there are distinct differences that must be considered when looking at what kind of business to invest into. There is the question of whether you intend to work in the business. Will you manage it on a day to day basis or have a trusted team who does this for you. Knowing the difference between what is self employed and the owner of a business system is vital. If you are familiar with the writings of Robert Kiyosaki then you will be familiar with what he calls the Casfhlow Quadrant. When Robert [...]

  • By Published On: July 1st, 2020Last Updated: May 5th, 2022

    Information Age Strategies Information Age Strategies is a series aimed at exploring the ways we can make money in the information age. These strategies are an exploration of the digital economy and the ways business is conducted in the information age. The Information Age has been defined by an economic focus on information technology. Information itself has become a commodity and is disseminated easily and instantly. The IT sector has grown in leaps and bounds since the development of the microchip and even faster since the advent of the internet. However, a vast majority of the world economy still functions on industrial age ideas and educational paradigms. In the industrial age mass manufacturing and large industrial businesses caused people to move out of rural and agrarian areas into large cities. This was because it was possible to earn more money working on a production line than on a [...]

  • By Published On: June 16th, 2020Last Updated: May 5th, 2022

    Keeping It Simple is a blog about being successful in the modern economy. What exactly does that mean? It means knowing about and understanding the tools we have at our disposal, both in the digital space and the real world. It means taking those tools and using them effectively. Most important of all, it means achieving our goals and living our life the way it makes the most sense.

  • By Published On: December 20th, 2019Last Updated: May 5th, 2022

    How to Reduce Debt: The Debt Snowball Method Reducing debt can be accelerated with a little forward planning. The snowball method is one way that debt can be reduced much more quickly than expected. How to make a debt snowball The first thing to do, to reduce bad debt, is make a list of all liabilities and all expenses. Your liabilities should be placed in order of the largest to the smallest. Your expenses will be placed in order of least expensive to most expensive. This is in relation to any credit card interest rates first and then the actual monthly cost second. The goal in using this method is to reduce bad debts as quickly and as cheaply as possible. To do this you want to make the best use of your cash and your credit cards. Credit cards generally offer an interest free period and taking [...]

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